1. Determine your income goals. How much do you want to earn every month with your OF account (or other platforms)?

2. Calculate your business expenses. This includes things like content creation, website hosting, social media scheduling software, assistants you pay, and any other costs associated with running your creator business.

3. Subtract your expenses from your income goals to determine your profit. This is the amount you have available for living expenses, savings or investments.

4. Set savings goals. Decide how much you want to save each month and create a plan to achieve that goal. (Save at least 20% on taxes) Save EVEN more if possible.

ProTip: Automatic bank transfers to your savings will make a big difference.

5. Track your expenses. Use a budgeting app (Mint), your SWCEO planner, or a spreadsheet to track your income and expenses. This will help you see where you can cut costs and adjust your budget.

ProTip: Make it a habit to cut expenses every month and set a reminder.

6. Be flexible and adjust your budget as necessary. If your income and expenses change, be sure to update your budget to reflect these changes.

7. Stay on track and review your budget regularly.

There is a hack for this!
Studies show that if you wake up and check your bank account daily, you will save more money just by consciously and attentively watching your spending. This will help you stay on track to achieve your financial goals.

Disclaimer, I am not a financial planner or advisor, this is just a general business principle to ensure you run a profitable business. Would you like to know my financial goals? (keep reading)

I'm slowly working towards (and nowhere near haha) living on 10% of my income. Many people overlook that reducing your expenses is just as important to accumulating wealth as making $… Let me explain…

A creator who makes $10,000 per m but only spends $2,000 on bills and living expenses (which is hard!) has a positive cash flow of $8,000. A creator who makes $50,000 but has $45,000 in expenses per month only has a cash flow of +$5k and are less wealthy because they keep less of their $

It's not about what you make, but how much you can love it

only sharing what has worked for me as an adult content creator, and not secret information that might work for you. Nothing is ever one-size-fits-all, and certain tips are more valuable depending on what level you are at in your career. Feel free to take what is useful & leave what is not️

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