A common personal finance mistake we all make is not starting to invest early, even though we could. Maybe it's youthful naivety, but early in our careers we think that saving small amounts doesn't matter. We don't realize that even small amounts compounded over a long period of time will grow into large amounts. At a very reductive level, the secret to personal finance is simple:
1. Start early.
2. Invest regularly.
3. Stay invested for as long as possible.
After a few decades, the value of your investments will be enough to give you a heart attack (in a good way).

In this introductory video of the Personal Finance module, Karthik shares his own mistake early in his career and explains why understanding the effect of time on investing is the secret sauce of investing.

Follow the rest of the series and check out the personal finance module on Varsity: https://zerodha.com/varsity/module/personalfinance. As we move forward, you'll be ready to take charge and begin your personal financial journey.

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