If you're not sure whether you should invest or save, this is a fair question. There are benefits to both, and it will really depend on where you are in your financial journey. Remember… these steps take time. If you can't achieve all this now, don't worry. This should serve as a roadmap for your financial life.

Suggested articles:
Financial Goals: Where to Start: https://www.nerdwallet.com/article/investing/financial-goals
Saving vs Investing: When to Choose and How to Do It: https://www.nerdwallet.com/article/banking/saving-vs-investing-when-to-choose-how-to-do-it

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