Banks are often thought of as a money-lending entity, but have you ever thought about how banks make money? What is their business model? How do they offer you interest on your deposits? What if all its customers want to withdraw their money at once? In this video, I explain the economics behind how banks make money and also explain some important concepts such as Cash Reserve Ratio (CRR), Statutory Liquid Ratio (SLR), Bank Run, Non Performing Assets (NPA), etc.
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00:00 – Introduction
00:32 – Money from interest rate difference
03:24 – What is Bank Run?
05:39 – Other sources of bank income
06:56 – SBI vs HDFC comparison
10:46 – Conclusion

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