Let's answer the question: how to fix a bad credit score FAST, and the best techniques you can use to improve your credit score as quickly as possible, all for free – Enjoy! Add me on Instagram: GPSstephan

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HOW TO GET A CREDIT SCORE OF 800: https://youtu.be/Vn9ounAgG3w
HOW TO BUILD YOUR CREDIT: https://youtu.be/ukaWAjgkH9M

FIRST: Pull up your credit report and find out WHAT is bringing it down.
CreditSesame.com was one of the websites that recently sponsored one of my latest videos, and even though they don't sponsor this video, they are a fantastic service and I use them myself.

Once you have your report, take a look at it to see what is lowering your score, and usually it will be one of the following:

-One: maybe you don't have ENOUGH credit
-Two: there may be late payments
Three, accounts in collections
Four, maximum accounts
Fifth: bankruptcies or evictions

To resolve late payments:
– Pay it off as quickly as possible.
-Try to negotiate the terms of the debt and see if they can adjust your account status back to its current status.
-Ask if they can withdraw the late payment as a courtesy
-Look for inaccuracies and dispute them

To correct accounts in collections:
-Dispute any errors or inaccuracies
-Ask the lender to validate the debt
-Negotiate to pay off the collections in exchange for removing the account from collections*
-Dispute the charge once it is paid. If they cannot prove the debt, it will be deleted*
*Use at your own risk

To correct the maximum number of accounts:
-Pay off your credit card(s) or loans
-Get more credit to lower your usage
-BE RESPONSIBLE

To resolve bankruptcies and bankruptcies:
-It's very difficult to do
-Dispute any errors or inaccuracies
-Improve everything else to reduce its impact

And THAT is exactly how you can FIX a bad credit score, all by yourself, without paying an outside company to do it for you. The process is quite simple, it shouldn't take too long, and the increase in your score should save you a LOT of money on future loans you get, mortgages you borrow, or even getting approved to rent an apartment – the benefits of this are immeasurable.

For business or individual questions about real estate investing/advice about real estate agents, you can reach me at [email protected]

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