Zelle is a fast, secure, and easy way to send and receive money to friends, family, and others you trust, wherever they bank.

It is important that you know and trust those you send money to. Because once you authorize a payment to be sent, you can't cancel it if the recipient is already enrolled in Zelle.

Why?

Because the money is transferred quickly – usually within minutes directly to the recipient's bank account.

Here's how to send money safely:

First, confirm that you have the correct US mobile phone number or email address for the person you want to send money to. If in doubt, contact your friend to double check.

Second, if an offer sounds too good to be true, it probably is… Like a stranger selling concert tickets online at a deep discount and insisting you pay with Zelle. So think carefully and make sure you only send money to people you trust.

Third, understand your payment options. If you don't know someone or aren't sure you're getting what you paid for, using your credit card may be a better payment option. Many credit card companies offer built-in buyer protection for cardholders. Check the terms and conditions of your credit card to see what is offered.

Unlike a credit card, Zelle does not offer purchase protection for payments made with Zelle – for example, if you do not receive the item or if the item is not as described or expected.

Keep your money safe. Only use Zelle with friends, family, and others you trust.

Zelle. This is how money moves.

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